Retailers

Core policies:

• Jewelers Block - Covers jewelry stock and related inventory and the jewelry that other people deliver or entrust to the jeweler.
• Jewelers Standard - Provides coverage for jewelry businesses that have maximum property limits of $500,000.
• Businessowners Policy - Provides property (other than jewelry stock) and liability coverages.

Package policies:

• Jewelers Pak - Combines Jewelers Block with the Businessowners Policy to cover property and liability.
• Jewelers Standard Pak - Combines the Jewelers Standard with the Businessowners Policy, providing a package of property and liability coverages.

Other policies:

• Commercial Umbrella Liability - Extends liability coverages for protection against catastrophic liability situations.
• Personal Jewelry Insurance - Provides broad insurance protection for individuals' jewelry.

The above descriptions are a brief summary of coverage. The language is not part of the insurance policy and is not a substitute for the actual policy language. Due to regulatory restrictions, not all policies are available in all states.